How are RVs covered when in storage over winter? Are they still covered on motor insurance or do you need extra cover on household insurance. I am thinking specifically of frozen pipe or tank damage.

lee and sheryl

Mine is only a standard policy so would only cover fire and theft, so unless you have special conditions on your policy I would guess it's the same, and even if you did have that sort of coverage it would be as long as you serviced it as per manufacturers instructions which would state draining it all down in winter or have heaters to stop it so it probably wouldn't pay out if you didn't


Mine was covered by my normal insurance for the Rv

I told them it was parked in storage when not being used and they were happy with that ( it was a gold accredited storage facility so no issues )

Then told them it would be in my drive once we’d moved